Posted: 28 March 2018
Are you ready to rack up your home savings with minimal effort?
Everyone gets coupons in the mail. But many people don’t feel as if these coupons can do much for their home budgets.
However, when you toss your coupons in the trash, you may as well be throwing away actual cash.
You can save tons of money by relying on those coupons you receive in the mail. What’s more, it doesn’t take much effort on your part.
In this post, we’ll talk about ways you can save more money through mail coupons today!
Read on for more.
1. Get Organized
The key to taking full advantage of those coupons in the mail is to get organized.
You don’t need to set up a full-on coupon clipping station. But do make sure you have a method for keeping track of the coupons you clip.
First, you’ll need some quality scissors. Clear off some space on an office desk surface and consider investing in a binder or coupon organizer.
An organizer is a good idea because coupons shoved into a purse or wallet can easily get lost or torn.
Paper clips are always a good idea, too.
Make sure you have a recycling system setup for any excess paper that results from your clipping.
2. Identify Your Home Needs and Budget
Before you start happily clipping away, make sure you spend some serious time identifying your monthly home expenses.
Look at past credit card statements and utility bills when researching your average monthly expenses. Total everything that comes from the grocery store or other brick-and-mortar institutions.
Next, develop a budget. Some people are comfortable going with their average expense output, while others need to rein it in a little bit.
Don’t just set a general expense budget. Identify the numbers you’re capable of spending for given categories, including food and kitchen, home improvement, eating out, gas and transportation, and health expenses.
Once you have these numbers in front of you, you’ll be able to harness the power of those coupons in the mail.
3. Know Your Coupon Sources
Some individuals have a newspaper subscription, which means that they get a lot of glossy coupon inserts every week.
Others randomly get coupons from local manufacturers based off of past purchases, member accounts, or subscriptions.
Identify all of your mail coupon sources. If you aren’t sure, identify the stores that you frequent in your area, as well as the ones that have your email address on file.
These stores are most likely to mail you coupons.
Write down a list of all of these stores, including ones you don’t regularly receive coupons from.
You may want to sign up for a newspaper subscription so that you can get more coupon offers in the mail. It’s a valuable investment.
If you aren’t getting coupons from some of your most frequented stores, call them and ask for a subscription. At the very least, you’ll be able to get offers via email.
Don’t forget about magazines and catalogs like the Alcampo Catalog, either. Identify all of your magazine subscriptions and then take a peek through the latest issue for coupons.
You’ll often find a variety of coupons in regular magazines. Again, this may be a good time to sign up for a subscription to a magazine that regularly doles them out.
4. Clip and Categorize
Now that you have gathered all of your coupon sources, it’s time to start the clipping process.
To avoid a coupon whirlwind, make sure you have a method to your madness. We highly recommend cutting out coupons that fit into niche categories.
Assemble all of your coupon sources in front of you. Then skim through all of them for only one category, such as food or beauty products.
Hunt for all of the food or beauty product coupons, clip them out and place them in a stack.
Do this for all other categories until you’ve gone through them all. Clip out coupons even if they may not seem relevant to you at first glance.
Once you’ve done this, you should have a few coherent stacks of coupons in front of you.
Next, carefully go through each category and weed out anything you definitely won’t need. Be conservative here–if you feel like you might use something, hold onto that coupon.
Once you’ve weeded out the unneeded coupons–and recycled them–it’s time to move to the next step.
5. Identify Your Timeline
Every coupon will have an expiration date, or window in which you can use it.
Go through each coupon you’ve saved and highlight all of these dates with a brightly colored highlighter. Then, rearrange your piles by expiration date.
Next, maximize your savings by figuring out when any of these items are on sale. You can do this by calling the store itself, researching online, or dropping by to check prices.
When you purchase a discounted item with a coupon, you’re maximizing your savings.
Rearrange your piles of coupons in the mail accordingly, once you identify sales dates.
We recommend arranging your coupons by planned shopping excursion date.
For example, let’s say that you’ve planned a shopping date for this coming Saturday. In a perfect world, you’d gather all of the coupons that expire soon and are specified for on-sale items and purchase these items this Saturday.
6. Be Flexible
You can maximize your coupon savings through practice.
You may miss out on some items, for example, for a variety of reasons. You may find yourself purchasing things you don’t need.
Over time, you’ll get better at identifying your needs, sticking to your budget, and planning shopping trips around coupon dates.
Making Money With Coupons in the Mail
You can increase your monthly cash flow by merely taking advantage of all those coupons in the mail.
Know your coupon sources and stay organized throughout the clipping process. Categorize your coupons and identify when items are on sale for maximum savings.
Plan your shopping trips around your coupons, too.
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